Ask the Underwriter: Can the Seller & Lender Credits exceed the total amount of closing costs and prepaids? Posted on August 14, 2018 by SouthBay If the lender and seller credit are more than the closing costs can we use the excess credit to cover part of the down payment? Here’s what you need to do. from All HW content https://ift.tt/2MJKhCs via IFTTT